We offer flexible terms up to 84 months and financing up to 100%. Loans include new and used vehicles and refinanced loans from other institutions. Have your loan pre-approved or apply for your Central State vehicle loan at the participating dealerships in our Credit Union Direct Lending Program. For more information on car buying and car sales, visit Car Central.

Boat & RV Loans

Central State gives you new and used RV loans up to 100% with no pre-payment penalties, no application fee, and terms up to 180 months with competitive rates. For used RV’s we finance up to 80% of purchase the price, plus tax & license or 100% of wholesale as indicated in the Kelley Blue Book, whichever is less. Use this loan for boats, trailers, motor homes, and other recreational vehicles. Apply now before you shop.

Motorcycle Loans, Jet Skis, All Terrain Vehicles

Hitting the road on two wheels is just as much fun as four wheels and we're ready to put you there with a simple interest new motorcycle loan. You can apply online right now with no application fee.