Mastercard
7.99% APR
New Auto Loans
2.49% APR
Used Auto Loans
3.04% APR
Savings Rate
0.025% APY
Share Plus Account
0.025% APY
APR = Annual Percentage Rate
APY = Annual Percentage Yield
All rates, terms and conditions are subject to change
- Locations
- Report Lost or Stolen Cards
- Apply for a Loan
- Re-Order Checks
- Join CSCU
- Find an ATM
- CSCU Safety and Soundness
- Deposit Insurance
- Phone
• (209) 444-5300
• (800) 675-5114 - Email
info@centralstatecu.org - CALL-24
• (209) 943-6803
• (800) 675-5114 - Loan Central
- Mailing Address
(All Branch Offices)
PO Box 1329
Stockton CA 95201 - El Dorado Branch
PO BOX 8220
Stockton CA 95208
About Us
Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.
CSCU serves over 18,000 members and has over $240 million in assets. We invite you to review our most recent annual report. To learn more about how credit unions were created and how they benefit consumers, take a few minutes to read the history of the credit union movement.
Central State is proud to provide a full complement of quality financial products. As a member, you have access to the finest savings and investment products and the best in consumer and real estate loans. You'll also receive competitive savings yields and affordable loan rates. We also offer many conveniences and online services.
As an employer, you can offer CSCU as an employee benefit at no cost to you. To request more information or to sign your company up to receive these valuable financial benefits, e-mail us or call (209) 444-5300 and ask for the Business Development Officer.
CSCU serves over 18,000 members and has over $240 million in assets. We invite you to review our most recent annual report. To learn more about how credit unions were created and how they benefit consumers, take a few minutes to read the history of the credit union movement.
Central State is proud to provide a full complement of quality financial products. As a member, you have access to the finest savings and investment products and the best in consumer and real estate loans. You'll also receive competitive savings yields and affordable loan rates. We also offer many conveniences and online services.
As an employer, you can offer CSCU as an employee benefit at no cost to you. To request more information or to sign your company up to receive these valuable financial benefits, e-mail us or call (209) 444-5300 and ask for the Business Development Officer.
Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union serving all of San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties and hundreds of employees of our Select Employer Groups. CSCU serves over 18,000 members and has over $240 million in assets. We invite you to review our most recent annual report.
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Information Center (209) 444-5300 (800) 675-5114 info@centralstatecu.org Web site/Online Services www.centralstatecu.org Nationwide (800) 675-5114 CALL-24 24 hours a day, 7 days a week (209) 943-6803 (800) 217-4939 Loan Central (60-Second Loans) www.centralstatecu.org Lost or Stolen Mastercard Credit Cards After Hours – (833) 933-1681 Toll Free During business hours – (209) 444-5300 or (800) 675-5114 Outside the United States – (812) 647-9794 Lost or Stolen Mastercard Debit Cards/ ATM Cards After Hours – (833) 933-1681 Toll Free During business hours – (209) 444-5300 or (800) 675-5114 Outside the United States – (812) 647-9794 Activation Number for ATM/Mastercard Debit and Mastercard Credit Cards (NEW CARDS ONLY) (877) 204-9972 |
Mailing Address for ALL Branch Offices PO Box 1329 Stockton CA 95201 El Dorado Branch PO BOX 8220 Stockton CA 95208 Stockton Center Street Branch 24-hour walk-up ATM 24-hour drive-up ATM 919 North Center Street Stockton CA 95202 Fax: (209) 444-5372 Monday-Friday 9:00 am-5:00 pm Stockton El Dorado Branch 24-hour walk-up ATM 24-hour drive-up ATM 5242 N. El Dorado Street Stockton CA 95207 Fax: (209) 444-4800 Tuesday-Friday 9:00 am-5:00 pm Saturday 9:00 am-3:00 pm Lodi Branch 24-hour walk-up ATM Westgate Plaza Shopping Center 363 S. Lower Sacramento Rd., Ste C Lodi CA 95242 Fax: (209) 370-3400 Monday-Friday 9:00 am-5:00 pm San Andreas Branch 24-hour walk-up ATM 462 West St. Charles Street San Andreas CA 95249 Fax: (209) 751-2203 Monday-Friday 9:00 am-5:00 pm Call Center Monday-Friday 9:00 am-5:00 pm ATM Only Locations University of the Pacific 24-hour walk-up ATM DeRosa University Center 3601 Pacific Avenue Stockton CA 95204 CalTrans Building 1976 Martin Luther King Jr. Way Stockton CA 95205 Monday-Friday 6 am-6 pm *Closed on State holidays CO-OP® ATMs MoneyPass |
We are currently looking to hire in the following positions:
The following positions are located at our Stockton Headquarters
Vice President/Chief Financial Officer
View Job Listing
Vice President of Lending
View Job Listing
Part-time Teller
CSCU is seeking part-time tellers for our San Andreas and Stockton branches. Ideal candidates will have customer service and cash handling experience and positive attitude.
Please email, fax resume or send to:
Central State Credit Union
Attention: H.R.
P.O. Box 1329
Stockton, CA 95201
Email: info@hrdoneright.com
Fax (209) 444-5373
The following positions are located at our Stockton Headquarters
Vice President/Chief Financial Officer
Direct and manage all practices and activities in the Finance and Accounting functions to ensure compliance with State and Federal rules and regulations. Manage auditing, accounting, and recordkeeping activities of the credit union to ensure they meet generally accepted accounting practices (GAAP). Prepare annual budget, income forecasts, statistical guidelines, and Asset Liability Management (ALM) reports. Recommend operational changes as needed.
View Job Listing
Vice President of Lending
The Vice President of Lending will plan, direct, coordinate, and oversee activities in consumer and real estate lending. Responsible for the credit union’s administrative management of internal and external loan functions and relationships. Develop and implement consistent organizational policies and procedures that comply with external regulations. Support and provide direction to the centralized lending department. Ensure maximum profitability of lending activities that are in the best interest of the member while maintaining the focus to protect credit union assets.
View Job Listing
Part-time Teller
CSCU is seeking part-time tellers for our San Andreas and Stockton branches. Ideal candidates will have customer service and cash handling experience and positive attitude.
Please email, fax resume or send to:
Central State Credit Union
Attention: H.R.
P.O. Box 1329
Stockton, CA 95201
Email: info@hrdoneright.com
Fax (209) 444-5373
In 2022, Central State Credit Union offices will be closed in observance of the following holidays:
- New Year's Day (Observed) – Saturday, January 1
- Martin Luther King, Jr. (Observed) – Saturday, January 15; Monday, January 17
- President's Day – Saturday, February 19; Monday, February 21
- Memorial Day – Saturday, May 28; Monday, May 30
- Juneteenth – Sunday, June 19; Monday, June 20
- Independence Day – Monday, July 4
- Labor Day – Saturday, September 3; Monday, September 5
- Columbus Day – Saturday, October 8; Monday, October 10
- Veteran's Day – Friday, November 11
- Thanksgiving Day – Thursday, November 24—Friday, November 25
- Christmas Day – Saturday, December 24 (Close at 1:00pm) – Monday, December 26
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