Choosing the right credit card is easy when you look at the choices you have at CSCU. All CSCU Mastercard Credit Cards feature these must-have benefits:

• Low rates
• NO annual fees
• NO hidden fees or penalty payment increases
• Zero liability for unauthorized use
• Cash advances at thousands of ATMs worldwide
• An overdraft protection option tied to your CSCU Checking Account
• 24/7 account access via Online Central and Call-24

Choose the card that's right for you!

• Mastercard – With credit lines up to $15,000
• Secured Mastercard – Secured Mastercard requires 150% of the amount of the line of credit to be pledged and maintained on deposit.

First Time Borrower (FTB) = Less than 3 year credit history and a minimum of 1 year continuous employment $500.00 Maximum limit at C/Tier Rate.
First Time Borrower (FTB) — with no credit history and a minimum 1 year continuous employment $300.00 Maximum limit at C/Tier Rate.

Apply now!

One of the many benefits of a CSCU Checking Account is a Mastercard Debit Card.

• Pay like a credit card with funds drawn from your CSCU Checking Account.
• Use it as an ATM card and make surcharge-FREE withdrawals at over 28,000 CO-OP® ATMs nationwide, thousands of MoneyPass ATMs and CSCU ATMs.
• Make up to 3 FREE ATM withdrawals at any non-CSCU ATM network per month.
• No CSCU point-of-sale transaction fees at gas stations, grocery stores, restaurants or other merchants that accept Mastercard or ATM cards.
• NO finance charges or annual fees!

Give the gift that always fits and is never the wrong size or color! A Visa Gift Card from CSCU is:

• Flexible – The recipient can use the card at restaurants, movie theatres, most retailers and the list goes on...
• Convenient – You don't have to go from store to store searching for the perfect gift.
• Secure – Register the gift card and eliminate worries if it's lost or stolen.

You can purchase Visa Gift Cards in denominations of $25 to $1,000 at any CSCU branch or online today!

To obtain balance information on a VISA Gift Card purchased at Central State Credit Union please call (866) 244-5360.

Lost or Stolen Mastercard Debit Cards/ATM Cards
After hours – (800) 528-2273
During business hours – (209) 444-5300 or (800) 675-5114
Outside the United States – (812) 647-9794

Lost or Stolen Mastercard Credit Cards
After Hours – (800) 528-2273
During business hours – (209) 444-5300 or (800) 675-5114
Outside the United States – (812) 647-9794

The CSCU ATM Card gives you worldwide ATM access, including surcharge-FREE transactions at all CSCU ATMs and 28,000 CO-OP® ATMS and thousands of MoneyPass ATMs nationwide. With a CSCU ATM Card, you will enjoy:

• 3 FREE ATM transactions per month at non-CSCU network ATMs
• Unlimited surcharge-FREE transactions at CSCU, CO-OP and MoneyPass ATMs
• Worldwide ATM/POS access
• No point-of-sale fees from CSCU