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Central State Credit Union

Rate Central

7.99% APR
New Auto Loans
2.49% APR
Used Auto Loans
3.04% APR
Line of Credit
10.99% APR
Signature Loan
9.99% APR
APR = Annual Percentage Rate
All rates, terms and conditions are subject to change

Online Central Login

eStatement Login

Quick Links

At Your Service

  • Phone
    • (209) 444-5300
    • (800) 675-5114
  • Email
  • CALL-24
    • (209) 943-6803
    • (800) 675-5114
  • Loan Central
  • Mailing Address
    (All Branch Offices)
    PO Box 1329
    Stockton CA 95201
  • El Dorado Branch
    PO BOX 8220
    Stockton CA 95208


Personal Loans

New appliances, furniture, big screen TV, jewelry, computer or a rainy day fund—these are just a few of the reasons to apply for a low-cost personal loan from CSCU. We offer:
  • Signature Loans – Loans up to $10,000 and terms up to 3 years.
  • Lines of Credit – Access your line of credit again and again up to the available limit. You can also use it as overdraft protection for your CSCU Checking Account.
  • Share Secured Loans – Get a lower rate by securing your loan with a matching amount in savings or a certificate.
  • Starter Loans – Build your credit history and borrow as little as $500.
  • Apply now and receive a decision in about one minute!

Network Solutions - Secured SiteEqual Housing LenderNCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency
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