A CSCU savings account establishes you as a member-owner of CSCU and gives you access to a lifetime of financial solutions. You can also use your savings account as
overdraft protection or as collateral for a
savings-secured loan.
Account Features
- Low minimum opening deposit of $5
- A minimum average daily balance of $500 must be maintained to earn dividends
- Unlimited ATM transactions
- Deposits available through payroll deduction or direct deposit
- See our rates
CSCU's Share Plus Account offers highly competitive tiered rates, plus liquidity. The more you save, the higher your rate.
Account Features
- Minimum opening deposit of $5
- Make up to 3 withdrawals per month
- A minimum average daily balance of $2,500 must be maintained to earn dividends and to avoid monthly service fee as stated in our fee schedule
- Deposits available through payroll deduction or direct deposit
- See our rates
Earn a guaranteed rate of return over a specified amount of time. At CSCU, you'll always receive the most competitive rates around. Balances of $10,000 or more earn even higher yields.
Account Features
Save for a secure retirement with Traditional or Roth IRAs. CSCU offers IRA savings and share certificate accounts, along with Coverdell Savings Accounts to save for your child's education.
Traditional IRA Features
- $5 minimum opening deposit for IRA savings account
- A minimum average daily balance of $500 must be maintained to earn dividends
- Minimum opening deposit of $1,000 for IRA certificates
- Contributions may be tax-deductible (check with your tax advisor)
- Tax-deferred dividends are compounded monthly
- See our rates
Roth IRA Features
- $5 minimum opening deposit for IRA savings account
- A minimum average daily balance of $500 must be maintained to earn dividends
- Minimum opening deposit of $1,000 for IRA certificates
- Distributions are not required
- Dividends are compounded monthly
- See our rates
Coverdell Savings Account Features
- $5 minimum opening deposit for CSA Share account
- A minimum average daily balance of $500 must be maintained to earn dividends
- Minimum opening deposit of $1,000 for CSA certificates
- Dividends are compounded monthly
- See our rates
Instill good saving and spending habits in the kids and teens in your life with
Planet M for members through age 12 and
Boom! for teens ages 13 to 18. With Boom! teens can learn financial responsibility with their first checking account, credit and debit card.
Club Accounts help you save for the fun things in life—a dream vacation, holiday expenses, home furnishings or birthday gifts! Create your unique account and make your goals a reality.
- Low minimum opening deposit of $5
- A low minimum daily balance of $500 is required to earn dividends
- NO minimum balance fee
- Deposits available through Payroll Deduction or Direct Deposit
- See our rates