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FIRST TIME BUYER AUTO PROGRAM

Driving away in your first car is such a thrill...and something you will always remember. At CSCU we want you to drive away with a good deal, while establishing a credit history. CSCU's First-Time Auto Buyer Loans do just that. Here's what you need to qualify:

  • Work History — A minimum of one year at your current job – minimum income of $1,500 per month
  • Credit History – A minimum of two open trades required – (one trade for a minimum of 12 months). No derogatory (bad) credit history. Buyers with no credit history must have no derogatory (bad) credit history
  • Down Payment — A cash down payment of at least 20% of the cash price
  • Employment — Proof of income

FTB LOAN

Rates: As low as 14.49% APR*

Loan Amount: Max. $20,000

Loan Term: Up to 60 Months

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FTB LOAN

(No Credit History)

Rates: As low as 15.49% APR*

Loan Amount: Max. $16,000

Loan Term: Up to 60 Months

GET A FREE QUOTE

*Annual Percentage Rate. All loans are subject to approval. Some restrictions may apply. Primary borrower must reside within San Joaquin, Calaveras, Amador, Stanislaus or Tuolumne counties.

NEED HELP SHOPPING FOR YOUR NEW RIDE? USE AUTOSMART!

AutoSmart makes auto buying easy. The AutoSmart Web site gives you access to everything you need to make your auto purchase complete!

NEED SOME ADDITIONAL VEHICLE RESEARCH?

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ABSOLUTELY FREE CHECKING

NO MINIMUM BALANCE

That's right, no minimum balance. We built this checking just for you!

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NO MONTHLY SERVICE CHARGE

Finally, a free checking that is actually free. Visit a branch today.

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PLUS, all the great not-so-standard checking features are included with all CSCU Checking Accounts.

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