Third Party Link Disclaimer
You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.
INDIVIDUAL RETIREMENT ACCOUNT (IRAs)
Make the most of your money with safe and secure savings options at CSCU. Your deposits are insured up to $250,000 by the NCUA and backed by the full faith and credit of the United States government. Individual Retirement Accounts (IRAs) are insured separately up to an additional $250,000 by NCUA.
To learn more about the Share Insurance Fund or credit unions in general, visit MyCreditUnion.gov and use NCUA's Share Insurance Calculator, designed to help you estimate the insurance coverage on your credit union accounts.
Save for a secure retirement with Traditional or Roth IRAs. CSCU offers IRA savings and share certificate accounts, along with Coverdell Savings Accounts to save for your child's education.
Third Party Link Disclaimer
You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.
Third Party Link Disclaimer
You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.
Third Party Link Disclaimer
You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.
Traditional IRA Features:
- $5 minimum opening deposit for IRA savings account
- A minimum average daily balance of $500 must be maintained to earn dividends
- Minimum opening deposit of $1,000 for IRA certificates
- Contributions may be tax-deductible (check with your tax advisor)
- Tax-deferred dividends are compounded monthly
- See our rates
Roth IRA Features:
- $5 minimum opening deposit for IRA savings account
- A minimum average daily balance of $500 must be maintained to earn dividends
- Minimum opening deposit of $1,000 for IRA certificates
- Distributions are not required
- Dividends are compounded monthly
- See our rates
Coverdell Savings Account Features:
- $5 minimum opening deposit for CSA Share account
- A minimum average daily balance of $500 must be maintained to earn dividends
- Minimum opening deposit of $1,000 for CSA certificates
- Dividends are compounded monthly
- See our rates
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ABSOLUTELY FREE CHECKING
NO MINIMUM BALANCE
That's right, no minimum balance. We built this checking just for you!
NO MONTHLY SERVICE CHARGE
Finally, a free checking that is actually free. Visit a branch today.
PLUS, all the great not-so-standard checking features
are included with all CSCU Checking Accounts.
Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.
For assistance, Please Call:
ONLINE SERVICES
QUICK LINKS
Third Party Link Disclaimer
You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.
SPECIAL SERVICES
Third Party Link Disclaimer
You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.
Third Party Link Disclaimer
You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.
Third Party Link Disclaimer
You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.