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SHARE PLUS SAVINGS ACCOUNT

Make the most of your money with safe and secure savings options at CSCU. Your deposits are insured up to $250,000 by the NCUA and backed by the full faith and credit of the United States government. Individual Retirement Accounts (IRAs) are insured separately up to an additional $250,000 by NCUA.

To learn more about the Share Insurance Fund or credit unions in general, visit MyCreditUnion.gov and use NCUA's Share Insurance Calculator, designed to help you estimate the insurance coverage on your credit union accounts.

CSCU's Share Plus Account offers highly competitive tiered rates, plus liquidity. The more you save, the higher your rate.

  • Low minimum opening deposit of $5
  • Make up to 3 withdrawals per month
  • A minimum average daily balance of $2,500 must be maintained to earn dividends and to avoid monthly service fee as stated in our fee schedule
  • Deposits available through payroll deduction or direct deposit
  • See our rates

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ABSOLUTELY FREE CHECKING

NO MINIMUM BALANCE

That's right, no minimum balance. We built this checking just for you!

NO MONTHLY SERVICE CHARGE

Finally, a free checking that is actually free. Visit a branch today.

PLUS, all the great not-so-standard checking features
are included with all CSCU Checking Accounts.

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

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You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.