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auto loans

Whether you choose to buy a new or used auto, CSCU has the right loan for you. Get pre-approved to purchase from a dealership, or a private party.

credit cards

Choosing the right credit card is easy when you look at the choices you have at CSCU. We offer low rates, no hidden fees and so much more for you to manage your money.

checking accounts

We know your checking account is central to your day-to-day finances. That's why we pack our checking accounts with loads of FREE standard benefits to make your life easier.

college services

From scholarships at UOP, Delta College and CSU Stanislaus to First-Time Buyer Auto Loans, CSCU is central to your college planning. We're here for you every step.

home loans

Whether you are buying a new home or refinancing your current home, our knowledgeable home loan professionals have a loan to fit your needs.

money central for kids

We make saving money fun, while reinforcing the power of savings. CSCU has savings accounts designed for kids of all ages from birth to teens.

personal loans

Apply for your loan online. It only takes about 3 minutes to apply and you will receive a decision in about a minute! You can apply for a personal loan, credit card or vehicle loan.

savings accounts

Make the most of your money with safe and secure savings options at CSCU. Deposits are insured up to $250,000 by the NCUA and backed by the full faith and credit of the United States government.

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ABSOLUTELY FREE CHECKING

NO MINIMUM BALANCE

That's right, no minimum balance. We built this checking just for you!

NO MONTHLY SERVICE CHARGE

Finally, a free checking that is actually free. Visit a branch today.

PLUS, all the great not-so-standard checking features
are included with all CSCU Checking Accounts.

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

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You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.