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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

CSCU serves over 18,000 members and has over $240 million in assets. We invite you to review our most recent annual report. To learn more about how credit unions were created and how they benefit consumers, take a few minutes to read the history of the credit union movement.

Central State is proud to provide a full complement of quality financial products. As a member, you have access to the finest savings and investment products and the best in consumer and real estate loans. You'll also receive competitive savings yields and affordable loan rates. We also offer many conveniences and online services.

As an employer, you can offer CSCU as an employee benefit at no cost to you. To request more information or to sign your company up to receive these valuable financial benefits, e-mail us or call (209) 444-5300 and ask for the Business Development Officer.

Directory

Information Center
(209) 444-5300
(800) 675-5114
info@centralstatecu.org
www.centralstatecu.org

Call 24 Phone Banking
24 hours a day, 7 days a week
(209) 943-6803
(800) 217-4939

Loan Central (60-Second Loans)
www.centralstatecu.org/loans

Lost or Stolen MasterCard Credit, Debit or ATM Cards
After Hours (833) 933-1681
During Business Hours (209) 444-5300 or (800) 675-5114
Outside the US (812) 647-9794

Activation for MasterCard Credit, Debit or ATM Cards (New Cards Only)
(877) 723-5999

Mailing Address for ALL Branch Offices
PO Box 1329, Stockton, CA 95201

See our locations

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ABSOLUTELY FREE CHECKING

NO MINIMUM BALANCE

That's right, no minimum balance. We built this checking just for you!

NO MONTHLY SERVICE CHARGE

Finally, a free checking that is actually free. Visit a branch today.

PLUS, all the great not-so-standard checking features
are included with all CSCU Checking Accounts.

Sign up for special deals

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

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Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

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