Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

CSCU serves over 18,000 members and has over $240 million in assets. We invite you to review our most recent annual report. To learn more about how credit unions were created and how they benefit consumers, take a few minutes to read the history of the credit union movement.

Central State is proud to provide a full complement of quality financial products. As a member, you have access to the finest savings and investment products and the best in consumer and real estate loans. You'll also receive competitive savings yields and affordable loan rates. We also offer many conveniences and online services.

As an employer, you can offer CSCU as an employee benefit at no cost to you. To request more information or to sign your company up to receive these valuable financial benefits, email us or call (209) 444-5300 and ask for the Business Development Officer.


Information Center
(209) 444-5300
(800) 675-5114

Call 24 Phone Banking
24 hours a day, 7 days a week
(209) 943-6803
(800) 217-4939 option 1

Loan Central (60-Second Loans)

Lost or Stolen MasterCard Credit, Debit or ATM Cards After Hours
Within the US – (888) 241-2510
Outside the US – +1 (909) 941-1398
During business Hours – (209) 444-5300 or (800) 675-5114

Activation for MasterCard Credit, Debit or ATM Cards (New Cards Only)

Debit, ATM and Credit card lost or stolen
(888) 241-2510

Card Dispute
(833) 574-3487

Mailing Address for ALL Branch Offices
PO Box 1329, Stockton, CA 95201

See our locations

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