Payment and Registration Options

Call In: Please call (209) 444-5300 and provide your checking routing/account number or debit card from an external account (please note: additional fee applies for this option).

Text to Pay:To make a payment using your phone or smart device you can opt in to our Text to Pay option by sending a short code message: CentralStateCU (case sensitive) to 32576. You will receive a text message from Central State Credit Union for set up. You will then receive a link to our website to make your loan payment as a registered member or guest. You can pay and/or make a deposit using your external checking routing/account number or debit card.

Online: Register on our website to link your CSCU account and loans to pay or deposit online using your checking routing/account number or debit card from an external account. By registering you can save your information for express payments or deposits in the future or check out as a guest.

Features and Benefits

No Registration Payment Option: Not ready to register for a payment account? Quickly pay your loan using our new Express Pay feature. While registering affords additional features, we also realize that some members prefer to make a single payment without registering. Either way, we have you covered!

Save Your Payment Account: Registered members can now securely save one or more payment accounts, making it quick and easy to make recurring loan payments like your auto or mortgage.

Automate Loan Payments: Worried about forgetting to make a loan payment? A useful benefit for registered members is the ability to create and manage recurring payments to your account using our recurring payment feature. Set it up today so you can say “bye-bye” to late fees.

24/7 Access to Make Payments: Our Interactive Voice Response system is available anytime you are. Call (209) 444-5300 anytime, to make a payment.

More Ways to Pay In-Person: Can’t make it to a branch during regular business hours to make a deposit or loan payment? No problem! Visit any MoneyGram® location for extended hours. It’s just one more way that we are working to make your life easier.

Tell a Friend



That's right, no minimum balance. We built this checking just for you!

More Info


Finally, a free checking that is actually free. Visit a branch today.


PLUS, all the great not-so-standard checking features are included with all CSCU Checking Accounts.

Sign up for special deals

This field is required