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DIRECT DIVIDEND CHECKING ACCOUNT

We know your checking account is central to your day-to-day finances. That's why we pack our checking accounts with loads of FREE standard benefits to make your life easier. Choose from Premium Dividend Checking, 50+ Dividend Checking, Direct Dividend Checking and Absolutely Free Checking! One is sure to match your checking style!

Convenience and competitive dividends all rolled into one FREE Checking account. Enroll in direct deposit or any automatic payment with our Direct Dividends Checking and start earning competitive dividends today. Use the extra money you earn to go on vacation, buy a new boat, invest in a latest IPO, whatever you want. After all, it's your money; why not make the most of it?

No Minimum Balance

No Monthly Service Charge

Competitive Dividends

PLUS ALL THE NOT-SO-STANDARD, STANDARD FEATURES LISTED BELOW

THE NOT-SO-STANDARD, STANDARD FEATURES

ON ALL OUR CHECKING ACCOUNTS

Raise your standards with a Central State Credit Union Checking Account. CSCU has raised the bar with Absolutely Free Checking Account convenience. ALL Central State Credit Union checking accounts come with these not-so-standard features:

  • FREE Online Central Internet Banking
  • FREE Online Central Bill Pay
  • FREE GoCSCU Mobile Banking with Mobile Deposit
  • Buy Back of Your Unused Checks and Debit Cards from Another Financial Institution
  • Online Check Reordering
  • Overdraft Protection
  • Courtesy Pay Options
  • FREE Check Images
  • FREE Paper or eStatements
  • Unlimited FREE Transactions at CSCU ATMs
  • Surcharge-FREE ATM Withdrawals at over 80,000 CO-OP® and Money Pass ATMs Nationwide
  • CALL-24 Bank-by-Phone Services
  • Direct Deposit and Payroll Deduction
  • FREE Debit Card

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Subject to Credit Union terms and conditions. Minimum opening deposit is only $50. Ask us for details.

*Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

^Your wireless carrier may charge your mobile phone account for Web access.

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ABSOLUTELY FREE CHECKING

NO MINIMUM BALANCE

That's right, no minimum balance. We built this checking just for you!

NO MONTHLY SERVICE CHARGE

Finally, a free checking that is actually free. Visit a branch today.

PLUS, all the great not-so-standard checking features
are included with all CSCU Checking Accounts.

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

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You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

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