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primary savings

A CSCU savings account establishes you as a member-owner of CSCU and gives you access to a lifetime of financial solutions.

club accounts

Club Accounts help you save for the fun things in life—a dream vacation, holiday expenses, home furnishings or birthday gifts! Create your unique account and make your goals a reality.

iras

Save for a secure retirement with Traditional or Roth IRAs. CSCU offers IRA savings and share certificate accounts, along with Coverdell Savings Accounts to save for your child's education.

share certificates

Earn a guaranteed rate of return over a specified amount of time. At CSCU, you'll always receive the most competitive rates around. Balances of $10,000 or more earn even higher yields.

share plus

CSCU's Share Plus Account offers highly competitive tiered rates, plus liquidity. The more you save, the higher your rate.

planet m

Instill good saving and spending habits in the kids and teens in your life with Planet M for members through age 12.

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ABSOLUTELY FREE CHECKING

NO MINIMUM BALANCE

That's right, no minimum balance. We built this checking just for you!

NO MONTHLY SERVICE CHARGE

Finally, a free checking that is actually free. Visit a branch today.

PLUS, all the great not-so-standard checking features
are included with all CSCU Checking Accounts.

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

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You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.