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what do we offer?

ACCOUNTS

FREE CHECKING

We pack our checking accounts with loads of FREE standard benefits to make your life easier. Drop that big bank today and open your FREE Checking account with CSCU

TEEN ACCOUNTS

With Boom! teens ages 13 - 18 can learn financial responsibility with their first checking account, credit and debit card.

EARN DIVIDENDS

We have you covered at CSCU. You can earn dividends with your CSCU savings acocunts. It's your money, let it start working for you today.

AUTO LOANS

LOW RATES

Choosing the right auto loan is easy when you look at the choices you have at CSCU. Vehicle financing up to 115% of MSRP/Retail KBB.

FLEXIBLE TERMS

We offer flexible terms up to 84 months on new and used vehciles financed through CSCU.

PRE-APPROVED

Get pre-approved to purchase your new or used vehicle. We offer pre-approvals for dealer and private party purchases.

HOME LOANS

LOW DOWN PAYMENTS

Central State Credit Union offers our members low down payment options on all our home loans.

HOME INSURANCE

The TruStage Auto & Home Insurance Program provides affordable top-quality protection with online convenience and 24/7 claims service.

LOW CLOSING COSTS

Whether you are buying a new home or refinancing your current home, our knowledgeable home loan professionals have a loan to fit your needs.

PERSONAL LOANS

STARTER LOANS

Building your credit history is easy with Central State Credit Union. Borrow as little as $500 to get started.

SIGNATURE LOANS

CSCU offers Signature Loans up to $10,000 and terms up to 3 years. Our loan professionals can help you find the right loan.

SHARE SECURED

Share Secured loans through CSCU offers a lower rate by securing your loan with a matching amount in savings or a certificate.

CREDIT CARDS

LOW RATES

Choosing the right credit card is easy when you look at the choices you have at CSCU. All CSCU Mastercard Credit Cards feature low rates.

24/7 ACCOUNT ACCESS

Your CSCU Mastercard has account access 24 hours a day, 7 days a week through Online Central and Call-24.

NO HIDDEN FEES

We have you covered at CSCU. Your CSCU Mastercard doesn't have any hidden fees or penalty payment increases.

COLLEGE

scholarships

CSCU supports student members seeking higher education through our scholarship programs at the following colleges: UOP, and Delta College.

first time buyers

At CSCU we want you to drive away with a good deal, while establishing a credit history. CSCU's First-Time Auto Buyer Loans do just that.

student loans

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

Special Offer!

Valid Now Through 2024!

Six Flags Discovery Kingdom logo

Bundle Rate Starting At

$42.11

per person including tax

Offer Includes

  • All-Day Admission
  • General Parking
  • Add an optional Mega Meal Deal for only $20.99+tax

Tickets can be pre-purchased Online Only
Use PromoCode CentralState24

Benefits of Membership

SPECIAL DEALS FOR OUR MEMBERS

GET COVERED WITH
GROUP INSURANCE

BE AUTO SMART
CLICK. SHOP. DRIVE.

PAY FOR COLLEGE
THE SMART WAY

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ABSOLUTELY FREE CHECKING

NO MINIMUM BALANCE

That's right, no minimum balance. We built this checking just for you!

Get Started

NO MONTHLY SERVICE CHARGE

Finally, a free checking that is actually free. Visit a branch today.

Join Today

PLUS, all the great not-so-standard checking features are included with all CSCU Checking Accounts.

Sign up for special deals

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