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Job Fair!

We’re hosting a Job Fair at our San Andreas branch location. Check out our Events page for more information!

Central State Credit Union

what do we offer?

ACCOUNTS

FREE CHECKING

We pack our checking accounts with loads of FREE standard benefits to make your life easier. Drop that big bank today and open your FREE Checking account with CSCU

TEEN ACCOUNTS

With Boom! teens ages 13 - 18 can learn financial responsibility with their first checking account, credit and debit card.

EARN DIVIDENDS

We have you covered at CSCU. You can earn dividends with your CSCU savings acocunts. It's your money, let it start working for you today.

AUTO LOANS

LOW RATES

Choosing the right auto loan is easy when you look at the choices you have at CSCU. Vehicle financing up to 120% of MSRP/Retail KBB.

FLEXIBLE TERMS

We offer flexible terms up to 84 months on new and used vehciles financed through CSCU.

PRE-APPROVED

Get pre-approved to purchase your new or used vehicle. We offer pre-approvals for dealer and private party purchases.

HOME LOANS

LOW DOWN PAYMENTS

Central State Credit Union offers our members low down payment options on all our home loans.

HOME INSURANCE

The TruStage Auto & Home Insurance Program provides affordable top-quality protection with online convenience and 24/7 claims service.

LOW CLOSING COSTS

Whether you are buying a new home or refinancing your current home, our knowledgeable home loan professionals have a loan to fit your needs.

PERSONAL LOANS

STARTER LOANS

Building your credit history is easy with Central State Credit Union. Borrow as little as $500 to get started.

SIGNATURE LOANS

CSCU offers Signature Loans up to $10,000 and terms up to 3 years. Our loan professionals can help you find the right loan.

SHARE SECURED

Share Secured loans through CSCU offers a lower rate by securing your loan with a matching amount in savings or a certificate.

CREDIT CARDS

LOW RATES

Choosing the right credit card is easy when you look at the choices you have at CSCU. All CSCU Mastercard Credit Cards feature low rates.

24/7 ACCOUNT ACCESS

Your CSCU Mastercard has account access 24 hours a day, 7 days a week through Online Central and Call-24.

NO HIDDEN FEES

We have you covered at CSCU. Your CSCU Mastercard doesn't have any hidden fees or penalty payment increases.

COLLEGE

scholarships

CSCU supports student members seeking higher education through our scholarship programs at the following colleges: UOP, and Delta College.

first time buyers

At CSCU we want you to drive away with a good deal, while establishing a credit history. CSCU's First-Time Auto Buyer Loans do just that.

student loans

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

FREE ADMISSION

FOR ALL REGULAR SEASON DELTA COLLEGE ATHLETIC CONTESTS

SPONSORED BY

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Benefits of Membership

SPECIAL DEALS FOR OUR MEMBERS

GET COVERED WITH

GROUP INSURANCE

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

BE AUTO SMART

CLICK. SHOP. DRIVE.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

PAY FOR
COLLEGE

THE SMART WAY

Tell a Friend

ABSOLUTELY FREE CHECKING

NO MINIMUM BALANCE

That's right, no minimum balance. We built this checking just for you!

NO MONTHLY SERVICE CHARGE

Finally, a free checking that is actually free. Visit a branch today.

PLUS, all the great not-so-standard checking features
are included with all CSCU Checking Accounts.

Sign up for special deals

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

For assistance, Please Call:

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QUICK LINKS
Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

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