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Should you Refinance your Auto Loan?

Has your financial situation changed a bit in 2023? Would you like a way to lower your monthly expenses? Refinancing your auto loan gives you the chance to lower your rate and SAVE on monthly payments or to pay off your loan more quickly without penalty.1

3 Great Reasons to Refinance Your Auto Loan

  1. Smaller payments: If your current loan payment is higher than you’d like, refinancing can allow you to extend your loan terms and consequently lower your monthly payments.
  2. Savings on interest: Refinancing can allow you to secure a lower interest rate, which can save you money on the overall cost of your vehicle.
  3. Shorten loan terms: If your current loan does not allow you to make extra payments without a penalty, refinancing can allow you to shorten your loan term and pay off your vehicle more quickly.

Drop by your nearest branch or give us a call today to learn more about refinancing your auto loan. Or, if you’re ready to get started, you can apply online for pre-approval now.

1All loans subject to credit approval.

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

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Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.