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– October 2022 –

Score seasonal savings by shopping early with a CSCU Personal Loan

With holiday sales now starting in October, it's a good idea to get ahead of Black Friday and Cyber Monday to grab the best deals. If you’re ready to start preparing and shopping for the holidays, but need a little extra cash to start, a CSCU Personal Loan can help!

Enjoy long-term, straightforward benefits with a trusted CSCU Mastercard

Did you know that the average interest rate for a new credit card is 21.40% APR as of September 20223? Many companies will draw attention away from this fact by focusing on low promotional interest rates, or gimmicks including points or rewards for purchases.

Fall Financial Tips

With the holidays ahead, you might be preparing for some additional expenses over the next few months. Fortunately, there are several ways to plan and prepare that can help put you in a better financial position this fall and beyond.

– Community Focus –

Delta College Athletics

As a proud sponsor of Delta College Athletics, CSCU is excited to share that our community can now support our local athletes and attend any home game for free! Take a peek at their schedule of upcoming events.

2Subject to credit approval. This offer does not apply to Real Estate, HELOCs, Lines of Credit, and credit cards. Members must be in good standing to qualify. All Loans must be current. Loans that are not over 12 months old do not qualify. New Loans with deferred/future due dates do not qualify. A $45 processing fee will be deducted from the member’s checking or savings account per each loan request. Loans that have had one extensions/skips within the last 12 mos do not qualify. *APR=Annual Percentage Rate. 3See details: https://www.lendingtree.com/credit-cards/average-credit-card-interest-rate-in-america/.

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

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Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.