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Enjoy long-term, straightforward benefits with a trusted CSCU Mastercard

Did you know that the average interest rate for a new credit card is 21.40% APR* as of September 2022?3 Many companies will draw attention away from this fact by focusing on low promotional interest rates, or gimmicks including points or rewards for purchases.

At CSCU, your credit union's approach is different. We are dedicated to providing affordable financial solutions and competitive rates to members, like you, which is why we offer the CSCU Mastercard. A straightforward solution for your credit needs, CSCU’s Mastercard features rates starting as low as 7.99% APR*, no annual or hidden fees, and flexible credit lines up to $15,000.4 In addition to these standard benefits, our Mastercard has you covered with zero liability for unauthorized use, so you can shop with confidence and security throughout the holiday season.

Start enjoying a simpler, more rewarding credit experience year-round – apply online for your CSCU Mastercard credit card today.

*APR=Annual Percentage Rate. 3See details: https://www.lendingtree.com/credit-cards/average-credit-card-interest-rate-in-america/. 4Subject to credit approval.

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Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. Today, we are a Community credit union. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU.

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Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.

Third Party Link Disclaimer

You are about to leave Central State Credit Union’s web site. We have provided this link as a courtesy, but it is in no way an endorsement by Central State, and we are not responsible for its content. Please remember that when you leave our site, our Privacy Policy is no longer in effect. Once you visit another site, your web privacy and security is defined by that web site’s own policy.